7 SIMPLE MONEY-SAVING HACKS Saving money isn’t just about getting a great deal on a big purchase or putting a percentage of each paycheck into a rainy day fund. Make saving money a daily habit with some of these small steps: Change the time when you normally go out. Happy hour and movie matinees cost less than dinner or evening showings. Find out what your library has to offer. You know about the books already, but your local library may also have a multitude of movies, magazines, CDs, museum passes, and even a “library of things” (think kitchen or gardening tools) you can check out for free. Make double batches of dinner for next-day leftovers or freeze the extra for nights when you might otherwise get take-out. Choose fabric over paper. Keep a stash of cloth rags in the kitchen to use instead of paper towels. Use cloth napkins instead of paper ones. Shop secondhand. Browse local thrift stores, garage sales, or check out online auction sites like Ebid.net. Set up an auto-transfer to savings accounts or IRAs. An automated bank transfer will help build your savings with zero stress. Even a small amount, bi-weekly or weekly, is better than nothing. Eat more veggies. Meat generally costs more, so swap it out for
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